What is the Best Way to See Credit Scores?

Many consumers are interested in what is the best way to see credit scores. Everyone gets a little nervous when they are about to apply for a loan or mortgage, and a credit score plays a big role in whether we are approved or not. Even if you are awarded a loan, you could be subject to higher...
What is the Best Way to See Credit Scores?

Are Credit Scores and FICO Scores the Same?

One of the most popular questions among consumers is “Are credit scores and FICO scores the same?” It is actually a very good question, as there is more than one type of credit score. The score that the majority of creditors use in their approval process is the FICO score. It is also the...
Are Credit Scores and FICO Scores the Same?

What are Some Acceptable Credit Scores for Renting an Apartment?

There is a wide range of acceptable credit scores for renting an apartment. The required credit score for renting will depend on where you want to rent, what type of accommodation it is, the landlord’s personal credit standards, and your past rental history. Of course it is ideal to have a...
What are Some Acceptable Credit Scores for Renting an Apartment?

Who is Rated the Best Credit Score Service by Consumer Reports?

The best credit score service by consumer reports standards is one that uses the FICO score. This method of credit tracking was developed by the Fair Isaac Corporation (FICO), and is the industry standard today. Lenders check your credit score before they will even consider you for a loan. The...
Who is Rated the Best Credit Score Service by Consumer Reports?

What’s the Best Credit Score Possible?

If you’re interested in what’s the best credit score possible, you’re most likely interested in raising your credit score. A good credit score is important in today’s society as it affects more than out ability to secure a loan or open a credit card or store account. Credit scores are...
What’s the Best Credit Score Possible?

What Credit Score is Needed for a Barney’s New York Credit Card?

The Barney’s New York credit card is designed so that customers of the luxury department store can receive rewards and discounts on items purchased with it. Barney’s was started in New York in 1923, and is s high-end store selling products from popular designers such as Givenchy, Yves Saint...
What Credit Score is Needed for a Barney’s New York Credit Card?

What Do 2012 Credit Score Ratings Mean?

The 2012 credit score ratings are used by creditors to determine if a consumer can be trusted with a loan. The actual score is calculated by using a scale that was developed by a company known as the Fair Isaac Corporation (FICO). The FICO score is the most widely accepted credit score rating...
What Do 2012 Credit Score Ratings Mean?

Is it True that 700 is a Good Credit Score?

There is no easy answer to this question. For instance, 700 is a good credit score for young people with relatively short credit histories, but not for those who are older and have been using credit for a longer period. Your credit score is calculated according to the following; Payment History...
Is it True that 700 is a Good Credit Score?

Is it true that 650 is a Good Credit Score?

There is no short answer to this question. For instance, 650 is a good credit score if you are young and have a fairly short credit history, but not if you are older and have been borrowing for a long time. Your payment history accounts for 35% of your credit score, the amounts you owe 30%, the...
Is it true that 650 is a Good Credit Score?

Where Can I Find My 3 Credit Reports and Scores Online?

Finding your 3 credit reports and scores online can be a bit more challenging than it seems. There are many websites that advertise credit scores online, but most of them use a form of credit score that is not used by lenders. It usually costs about $25 to get a credit score from them, but...
Where Can I Find My 3 Credit Reports and Scores Online?

What Credit Score is Needed for a Bealls Credit Card?

The Bealls credit card is another of those serviced by World Financial Network National Bank (WFNNB). Customers of Bealls can apply for the store credit card and if approved receive discounts, special sales notices, and rewards. Bealls was founded in 1915 by Robert Beall and is headquartered in...
What Credit Score is Needed for a Bealls Credit Card?

What is the Required 2012 Credit Score to Buy a House?

The required 2012 credit score to buy a house varies from lender to lender. One company could require a score of over 700 before they consider your mortgage application, while others may approve you with a credit score of as little as 500. There are other factors such as your current income,...
What is the Required 2012 Credit Score to Buy a House?

What is the 2012 Credit Score Range Needed for an FHA Loan?

In the current financial climate, many consumers are asking what the 2012 credit score range needed for an FHA loan is. FHA loans are designed specifically for first-time home owners with low credit scores. Applicants with credit scores of 500 or above may receive 100% financing on a home loan,...
What is the 2012 Credit Score Range Needed for an FHA Loan?

What is the Required 2012 Credit Score for a Mortgage?

The required 2012 credit score for a mortgage will depend on the lender with whom you’re applying. Different creditors have different credit score levels which they use to determine their cut-off points. Most lenders however require a credit score of at least 620 or above to consider a person...
What is the Required 2012 Credit Score for a Mortgage?

What is the 2012 Credit Score Needed for an FHA Loan?

Believe it or not, the 2012 credit score needed for an FHA loan is not as high as you might think. There is actually no set credit score to gain approval for an FHA loan, though there is a screening process to go through if your score is on the low side. Candidates with lower scores will have...
What is the 2012 Credit Score Needed for an FHA Loan?

What is a Good Credit Score to Buy a House in 2012?

One of the most common questions we are asked is “What is a good credit score to buy a house in 2012?” It is of course a very relevant and important question, especially because of the current economic climate. In time of economic boom, lenders generally lower their expectancies, and...
What is a Good Credit Score to Buy a House in 2012?

What Credit Score is Needed for a Student Loan?

When examining what credit score is needed for a student loan one must also consider a few other factors. Though a healthy credit score is an important decision in the awarding of any loan, things such as potential to repay the debt, career choice and academic record may also be taken into...
What Credit Score is Needed for a Student Loan?

Is A 702 Credit Score Good Enough?

If you are shopping for a home, vehicle, or new credit card you might be wondering is a 702 credit score good enough to for you to get a great financial deal. While a credit score above 700 is good, getting your credit score above 740 will help you save more money and time in the long run. Most...
Is A 702 Credit Score Good Enough?

What Is A High Credit Score Rating?

With lenders being stricter than ever before, more people are wondering just what is a high credit score rating. Basically, any credit rating above 740 is considered high and will help you save money especially when shopping for a mortgage loan. The number of credit reporting agencies and scales...
What Is A High Credit Score Rating?

Is A Credit Score Of 606 Bad?

A credit score of 606 on any scale is considered “subprime.” Subprime is a potentially offensive word, but try not to take it personally and remember that good people have poor credit ratings for a variety of reasons. The reality is a credit score of 606 will make it very hard for you to...
Is A Credit Score Of 606 Bad?